Start your Journey to Financial Freedom Faster with a Home Loan Arranged by NZHL

Our clients save tens of millions of dollars in interest costs every year. Book a chat with our local Mortgage Mentor to see what could be possible for you.

First Home Loan

We know buying your first home is a big deal. While we might not come and pack your boxes for you, we love helping people through the process.

Whether you have questions about your deposit, your application, or what you can realistically afford our local Mortgage Mentors are here to help.

And, if you’re not quite ready to purchase, it’s never too early to come in and see us, we can help you set a plan to prepare. We are also proud to partner with Kainga Ora to arrange the “First Home Loan” for our clients*.

*Subject to lending criteria

First Home Buyers Guide

What to expect when buying your first home with NZHL

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Personalised
Service

We’ll help you navigate the home loan process and keeping supporting you with regular reviews for the life of your loan.

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Financial Freedom,
Faster

Our smart home loan structures are tailored to help you achieve your financial goals and get ahead faster.

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Tools That Put
You In Control

Plan, monitor and review your progress with our online tool Debtnav.

Icon representing two people talking

Personalised
Service

We’ll help you navigate the home loan process and keeping supporting you with regular reviews for the life of your loan.

Icon of clock showing debt calculation

Financial Freedom,
Faster

Our smart home loan structures are tailored to help you achieve your financial goals and get ahead faster.

Icon representing graphical tools

Tools That Put
You In Control

Plan, monitor and review your progress with our online tool Debtnav.

Couple with their child playing in a box

Second Home Loan

For some financial freedom looks a little like moving homes or maybe even buying a second property.

Whether you’re upsizing, downsizing, looking at bach or buying an investment property, NZHL is here to help you with your mortgage.

Here's how we can help you into your next property

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Upsizing or
Downsizing

Whether you are looking to scale up, down, or change locations our Mortgage Mentors can show you a better way to make the most of your next purchase. Let’s chat.

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Buying an Investment
Property

Grow your property portfolio, not your stress levels.
Let us help ensure you’ve got a smart home loan structure to support your investment.

New House Icon

Buying a Holiday Home,
or Bach

Dreaming of Kiwi summers at the bach?
Enjoy the now and leave a legacy. Our smart home loan structures can help you make it work. Let's chat.

Icon representing a first home

Upsizing or
Downsizing

Whether you are looking to scale up, down, or change locations our Mortgage Mentors can show you a better way to make the most of your next purchase. Let’s chat.

House icon representing money being borrowed

Buying an Investment
Property

Grow your property portfolio, not your stress levels.
Let us help ensure you’ve got a smart home loan structure to support your investment.

New House Icon

Buying a Holiday Home,
or Bach

Dreaming of Kiwi summers at the bach?
Enjoy the now and leave a legacy. Our smart home loan structures can help you make it work. Let's chat.

Looking for smarter ways to manage your mortgage?

Switching to NZHL

With NZHL, you’ll have a dedicated Mortgage Mentor committed to making the process as easy as possible, so you can start your journey toward financial freedom faster.

Want to protect yourself? and your financial freedom?

Let’s see how much we could save you

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Find Your Local Office

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Meet Billy & Amelia

On track to reduce their mortgage term by 18 years

Watch how NZHL has helped Billy & Amelia fulfil their investment property goals while still having a parent at home with the kids.

See more client stories here
See how much you could save on your mortgage with our home loan comparison calculator.