
Start your Journey to Financial Freedom Faster with a Home Loan Arranged by NZHL
Our clients save tens of millions of dollars in interest costs every year. Book a chat with our local Mortgage Mentor to see what could be possible for you.

First Home Loan
We know buying your first home is a big deal. While we might not come and pack your boxes for you, we love helping people through the process.
Whether you have questions about your deposit, your application, or what you can realistically afford our local Mortgage Mentors are here to help.
And, if you’re not quite ready to purchase, it’s never too early to come in and see us, we can help you set a plan to prepare. We are also proud to partner with Kainga Ora to arrange the “First Home Loan” for our clients*.
*Subject to lending criteria
What to expect when buying your first home with NZHL
Personalised
Service
We’ll help you navigate the home loan process and keeping supporting you with regular reviews for the life of your loan.
Financial Freedom,
Faster
Our smart home loan structures are tailored to help you achieve your financial goals and get ahead faster.
Tools That Put
You In Control
Plan, monitor and review your progress with our online tool Debtnav.

Second Home Loan
For some financial freedom looks a little like moving homes or maybe even buying a second property.
Whether you’re upsizing, downsizing, looking at bach or buying an investment property, NZHL is here to help you with your mortgage.
Here's how we can help you into your next property
Upsizing or
Downsizing
Whether you are looking to scale up, down, or change locations our Mortgage Mentors can show you a better way to make the most of your next purchase. Let’s chat.
Buying an Investment
Property
Grow your property portfolio, not your stress levels.
Let us help ensure you’ve got a smart home loan structure to support your investment.
Buying a Holiday Home,
or Bach
Dreaming of Kiwi summers at the bach?
Enjoy the now and leave a legacy. Our smart home loan structures can help you make it work. Let's chat.

Switching to NZHL
With NZHL, you’ll have a dedicated Mortgage Mentor committed to making the process as easy as possible, so you can start your journey toward financial freedom faster.